Throughout its history, the company has offered subscription bundles at varying price points. By 2019, it offered a free checking account; a Credit Builder Plus membership that included managed investing and InstaCash (cash advances) at $19.99 per month, along with a $9.99 Instacash with banking tier. Now, MoneyLion has unbundled its offerings into smaller, bite-sized pieces: checking accounts at $1 per month; managed investing at $1 per month; and a Credit Builder Plus bundle, which includes access to credit builder loans and banking, for $19.99 a month. The new changes took effect in July.