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For those individuals that have no savings and a bad credit score, it is clear how precarious a situation can be. Investopedia has released a list of their highest ranked loans for credit builders, naming MoneyLion as the "Best for Small Loan Amounts."
57% of people with no emergency fund also either have bad credit or no credit score at all. But there is a way to address both of those problems at once.
https://www.investopedia.com/best-credit-builder-loans-7374791
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