Gareth Jones is quoted in an informative report published by Innovate Finance on the current state of fintech, and outlook for the future. This report, which starts with the overarching question of have we reached the bottom yet and when will we start to see the upturn, provides the numbers and analysis behind the headlines, takes a deeper dive into the latest investment trends in global and UK FinTech, and offers an outlook for 2025. The analysis benefits from input and observations from Innovate Finance’s investor and VC members.