Simple, Moven, PerkStreet and Fidor Bank in Germany led the way.. Will these guys truly be able to crack the seemingly high cost of acquiring new customers away from the incumbents? I hope so...
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A startup called Bowery Financial is looking to lure the young and the wealthy away from their current banks and credit cards. The founders hail from the data analytics firm Opera Solutions, which builds its solutions with “Man + Machine in mind, using science to maximize the power of the machine and then bringing it to frontline workers in ways that let them apply their judgment and experience.”
http://www.bankinnovation.net/2014/03/a-new-bank-for-the-young-and-affluent-kicks-off-funding-round/