Technology used in games and by robo advisors will be a great asset to the public, especially in tech-savvy metropolitan areas. But very few firms will make it in the long run due to low costs, small accounts and a difficult road to profitability. Companies like Amazon and Google, who know more about you than you know about yourself, will be where you shop for your investment solutions. We’ll see independent advisors, especially those outside of metropolitan areas, thrive. Those that win out will be FAs leveraging technology to scale their business at a low cost. As 401(k) and 403(b) plans become mandatory on a state level, we’ll see technology being used to better understand the investing public and evolve the offerings with their needs.

http://www.wealthmanagement.com/industry/technology-will-be-everywhere