0 1 0

Hogging the credit: Why software is eating banking

Jeff Busgang from Flybridge Capital Partners provides a summary on fintech startups that are taking advantage of lending opportunities...

Read More…
unknownx500

0 0 0

High frequency trading is providing an unfair advantage

Great 60 minutes interview with Michael Lewis who explains how investors are disadvantaged without access to high-frequency trading...

Read More…

0 0 0

Real Estate Tech Funding Tops $429M Across 102 Deals in 2013

The convergence of commercial real estate and new technologies has spawned a throng of new startups tackling the real estate tech space

2013 saw venture investors deploy over $429M across 102 deals to private tech companies hoping to disrupt the multi-billion dollar...…

Read More…
unknownx500

0 1 0

Insurance Companies’ Untapped Digital Opportunity

FinTech Collective Member David Shillingford brought this post to our attention. A great w/e read outlining how consumers accustomed to...

Read More…
unknownx500

0 0 0

I just used Cover to buy drinks and I LOVE it..

My business partner Brooks and I had drinks with one of our investors this evening.. We split the bill using a new NYC built payments...

Read More…
unknownx500

0 0 0

Acorns turns small change into an investment portfolio

A new app allows users to allocate change to an investment portfolio. Acorns provides an easy way to save and invest without having to...

Read More…
unknownx500

0 3 0

Fortress, Benchmark and Ribbit Buy Stake in Pantera Bitcoin

Our little firm Trade Block (formerly The Genesis Block) that graduates from YCombinator next week will be itching to help these guys...

Read More…
unknownx500

0 0 0

Crowdfunding Site CircleUp Raises $14 Million

CircleUp, a crowdfunding website, has allowed a number of fledgling companies to raise money over the last two years. Now, CircleUp has...

Read More…
unknownx500

0 1 0

The Data Companies Wish They Had

We are seeing an increasing number of start-ups focusing on the power of data in Financial Services. We've already made investments in...

Read More…
unknownx500

0 1 0

The Millennial Disruption Index - Banking is at the highest risk of disruption.

Millennials are the largest generation in American history. Viacom interviewed a bunch of them recently to discover which industry they...

Read More…
unknownx500

0 2 0

New Name, New Tools, New Team Member – Welcome to TradeBlock

After more than a year of serving the digital currency community as The Genesis Block, we’re proud to announce the new name of our firm:

Read More…
unknownx500

0 1 0

Exposing the secret US banking operations that help fund suicide bombers

An extraordinary tale that has been going on here in NYC for the last 10 years! The author Adam is a friend of the Collective and a...

Read More…
unknownx500

0 1 0

Can the Bloomberg terminal be toppled?

More fintech startups are looking to attack Bloomberg's dominant position.

...over the years, the terminal has seen its fair share of would be disruptors come and go. Every now and then, a new wave of financial...…

Read More…

0 1 0

UK pensions shake-up throws insurance industry into turmoil

Well we weren't expecting that. Exciting to think that this regulatory change might give new digital platforms like Personal Capital,

Read More…
unknownx500

0 1 0

Get paid to do your homework

A new app named StudyPact gives students financial prizes for completing a set amount of work each week, with penalties for missed...

Read More…
unknownx500

0 1 0

Fed Upheld on Debit Card Swipe-Fee Cap by Appeals Court

Breaking News!!

The D.C. Circuit Court of Appeals sided with the Federal Reserve Board in upholding virtually all aspects of the...

Read More…
unknownx500

0 1 0

Baidu, the Google of China, Seeks Banking License

At a glance Baidu (a Chinese-language Internet search provider) has 531M users; 100M daily mobile search users which all adds up to 63%+...

Read More…
unknownx500

0 1 0

With $500K In The Bank, Credible Launches A Kayak-Style Marketplace To Simplify Student Loan Refinan

Student lending's newest entrant from SFO: Credible

Credible is the simple way for graduates to switch lenders and save on their...

Read More…
unknownx500

0 1 0

Big Data Comes to the Farm, Sowing Mistrust

"There's a lot of value to that information," says Brooks Hurst, 46 years old, who works 6,000 acres with his father and brothers near...

Read More…
unknownx500

0 1 0

Mobile technology is transforming the way consumers transact with businesses. How prepared are you?

An interesting report out from FICO... For Banks the most requested functionality from a smart phone was the ability to check account...

Read More…

0 1 0

London continues to be a major hub of innovation in finance.

The finance community is slowly beginning to accept innovation and as it does many British bankers are looking to create companies that...

Read More…
unknownx500

0 1 0

New York seeks curbs on high-frequency trading

"Oh Bollox" as Eric Schneiderman turns up the heat on high frequency traders..

Will he be successful in his efforts or will this just...

Read More…
unknownx500

0 1 0

Reonomy Lands $3.7M From SoftBank To Tame The Wild West Of Commercial Real Estate Data

Very proud today - FinTech Collective's first public mention in the Tech press.. Now GO REONOMY GO!

New York’s commercial real estate industry is about as close as you can get to the Wild West these days. Investors and lenders are...…

Read More…
unknownx500

0 1 0

Holland says yes to the network-agnostic SIM card

2 weeks ago T-Mobile started a Bank.. Will this regulation open the door for Bank's to start offering wireless plans with embeded...

Read More…
unknownx500

0 1 0

Want To Tip Your Starbucks Barista? Now There's An App For That

Digitally capturing tips and then bringing them into the formal money system has been a topic of interest at FinTech Collective since...

Read More…
unknownx500

0 1 0

Heckyl...from India to London

No hecklers heckling Heckyl, a real-time big data platform for traders, who purports a broad userbase in India and is heading to London.

They lead a team of 15 people and, in December, Heckyl raised $3.5 million from venture firms IDG Ventures and Seedfund Advisors. Its...…

Read More…
unknownx500

0 2 0

Singapore regulates Bitcoin

3 ingredients required for broad acceptance?

1. regulatory framework, i.e. rules

2. liquidity, i.e. pension fund/money market $

3. a...

Read More…
unknownx500

0 1 0

the Race to Digital Advice is On...

SigFig claims to pass $200B in assets tracked, charging just $10/month, providing 15-minute account setup, and automatic rebalancing.

Assuming the above tracked assets represent 4,000,000 users at $50,000 each (which is likely larger than the average investor’s...…

Read More…
unknownx500

0 1 0

The enormous valuations for tech companies has everyone wondering if we are in a bubble?

Fred Wilson from Union Square Ventures draws interesting conclusions on the relationship between interest rates and valuation multiples.

It is the combination of these two factors, which are really just one factor (cheap money/low rates), that is the root cause of the...…

Read More…
unknownx500

0 1 0

Moven and MoneyDesktop partner to build more powerful products

Moven announced today a strategic partnership with FinTech leader MoneyDesktop (MD) aimed to improve the overall user experience for...…

Read More…

0 1 0

Ireland is the latest country to launch a FinTech accelerator

Bank sponsored FinTech accelerators seem to be all the rage right now.

Established in association with blue chip firms and financial services enablers, Bank of Ireland, Enterprise Ireland, Mediolanum and...…

Read More…
unknownx500

0 1 0

Fortress offers hope of Albemarle & Bond rescue

The hunt for yield continues

Albemarle & Bond, the high street pawnbroker brought low by the falling price of gold, has found a new rescuer, only weeks before a...…

Read More…
unknownx500

0 2 0

Interview with the man in charge of regulating New York's financial services

Interesting interview with, Ben Lawsky, the superintendent of financial services for financial services. Ben and team are responsible...

Read More…
unknownx500

0 1 0

Flypay Raises £1M To Make Settling Your Restaurant Bill “Waiter-Free”

At table payment is tricky - have these guys figured it out? The $1.6M Series A would suggest a few folks think so.. Interesting to see...

Read More…

0 1 0

Shark sensor gives new meaning to 'fintech'

Fintech is not always about financial services sometimes it is all about captain planet

We have shown this system works in captive sharks, but now we need to deploy these devices in wild sharks and recover them once they are...…

Read More…
unknownx500

0 1 0

Ask Siri or Warren for investment advice

A startup out of Boston has created software that allows individuals to audibly ask for financial advice from a computer. The idea is...

Read More…
unknownx500

0 1 0

Do you want to invest in the next Steve Jobs?

New investment platforms allow investors to finance individuals in return for a percentage of their future earnings.

The stated goal of Upstart is to connect bright, ambitious young people with wealthy individuals who want to invest in their futures —...…

Read More…
unknownx500

0 1 0

Making mobile payments easier

Payment firms Billeo and Danal have solved one of the problems that stands in the way of mobile commerce. They’ve found a way to automate...

Read More…
unknownx500

0 1 0

FinTech 50 2014 - the DueDil take

Wonga accounts for £309m of the combined £408.3m turnover of UK FinTech.

The combined turnover of UK firms among the FinTech 50* is a stonking £408.3m. While many don’t (yet) file accounts, the ones that do...…

Read More…
unknownx500

0 1 0

This is why Barclays is firing 12,000 workers

Pretty shocking stats that add weight to the FinTech Collective Thesis.. Thank god they can still afford to keep the lights on at the...

Read More…
unknownx500

0 1 0

There will be plenty more Wongas to come – even as the fintech sector begins to grow up

Some great data here on the growth of UK FinTech. Also interesting to see TechStars George Rogers comment that "the relationship between...

Read More…
unknownx500

0 1 0

Coinbase and Overstock.com: $1M in transactions since January

After all the shit that has gone down over the last couple of weeks in the world of Bitcoin.. Here is some positive (and interesting) news..

In January, we announced a partnership with Overstock.com which makes it possible for consumers to purchase items on Overstock.com using...…

Read More…

0 1 0

South Carolina Digital Proof of Insurance Bill Sent to Governor

Brooks will be so happy that a) his State of birth has been mentioned as an insurance innovator and b) that he can use his smart phone as...

Read More…
unknownx500

0 1 0

Coin: The good and the bad with a combined physical payment card

This card has become all the rage after a strong facebook campaign, but there are many kinks still left to be resolved.

Recently, Coin announced its entry in the digital wallet market place. Coin promises to manufacture a battery-powered, credit card-sized...…

Read More…
unknownx500

0 1 0

VC investments and exits have returned to full strength

Venture capital financing in Q3 2013 gained momentum, as the 857 venture deals completed in the quarter was the largest figure of any...…

Read More…
unknownx500

0 1 0

NYC at the intersection of commercial real estate and technology

The commercial real estate industry is positioned to be the next industry disrupted by the advancements in big data.

... four real-estate startups—View the Space Inc., Honest Buildings Inc., Floored Inc. and Hightower—have received a total of more than...…

Read More…
unknownx500

0 1 0

FinTech trends further supporting the FTC investment thesis

Michael Backes the founder of Liquid Labs explains the recent evolution in FinTech and how startups are able to successfully disrupt the...

Read More…

0 1 0

On the wings of Eagles

Notable: no venture investors, pre-money valuation was in the mid-teens when we looked at it, on low hundreds of K's of revenue.

I like...

Read More…
unknownx500

0 1 0

P2P lending is growing interernationality

The Economist breaks down P2P lending, providing a good analysis of the benefits, concerns and regulations in the industry.

Peer-to-peer lending is growing fast in many countries. In Britain, loan volumes are doubling every six months. They have just passed the...…

Read More…
unknownx500

0 2 0

Using electronic currencies to help control exchange rates and inflation

Yale Professor and Nobel Laureate Robert Shiller writes about how technology and electronic money can revolutionize the financial system...

Read More…
unknownx500

0 1 0

ICICI and Vodafone continue roll out of M-Pesa in rural India

I first bumped into M-Pesa after I landed at Gemalto after the Serverside acquisition. M-Pesa (M for mobile, pesa is Swahili for money)...

Read More…
unknownx500

0 2 0

Fortress Investment Group Invests in Bitcoin

This means that the public companies can invest in bitcoin.

“For all intents and purposes, this is the first public company to report ownership of bitcoin,” said Gil Luria, managing director or...…

Read More…
unknownx500

0 2 0

Bitcoin Humor

Comic strip explains bitcoin

unknownx500

0 1 0

Digital invoicing platform, Tradeshift, looking to add customers in Asia

Raising $75m should help.

Tradeshift has 150 employees in 31 countries. CEO Christian Lanng says going global at such an early stage in the company's life has been...…

Read More…
unknownx500

0 1 0

SquareCash - quietly building a loyal following

...elegant, simple and fast - takes probably 15 seconds to send someone money.

It’s rare that any new product or service quickly and simply makes our financial lives a whole lot easier. It’s rarer still that the...…

Read More…
unknownx500

0 1 0

Micro-donations from a donors' daily spending

A new platform from Changefolio allows donors to setup donations based on their spending habits.

Those signing up for Changefolio are able to link their account to their online banking and then set their own rules according to how...…

Read More…
unknownx500

0 1 0

Square Considers Giving Capital to Businesses

No brainer really as the data they have on each small business would allow for a pretty efficient underwriting process

Square is moving further beyond the swipe. The payments company has begun testing a way to give Square merchants thousands of dollars...…

Read More…
unknownx500

0 2 0

Mount Gox to Close NYC Exchange to Open

New bitcoin exchange aimed at reducing bitcoin's price volatility.

SecondMarket is spinning out its Bitcoin activities into a stand-alone company that eventually will include a New York-based exchange for...…

Read More…
unknownx500

0 1 0

Is WhatsApp's $19b valuation signaling another tech bubble?

It's hard to figure out why Facebook would pay the highest price ever paid for a company per employee - $345 million (more than four ...

Read More…
unknownx500

0 1 0

Google’s Buying All the Robots…

This is a fascinating piece of analysis that the guys at DataFox have just done..

My only remaining question is when will Skynet...

Read More…
unknownx500

0 2 0

Goldman Sachs Takes On Bitcoin

Goldman releases a report on Bitcoin..

"We are currently in the first innings of a shift to natively digital transactions"

Oppotunity: Positioning investments in the companies striving to provide value-add services around cryptocurrencies will be key to...…

Read More…
unknownx500

0 1 0

Black Swans, Payments and 1982 (Aka - EMV is old, expensive and not very innovative)

While EMV may be more secure than magnetic stripe technology, many believe (including FinTech Collective) that it may make more sense...

Read More…
unknownx500

0 1 0

McDonald’s & Visa experiment with payment via mobile app in Singapore

As a rabid Seamless user I am not blown away by this announcement. But it does give us a perspective on whats happening in commerce and...

Read More…
unknownx500

0 1 0

Capital One 360 is set to open a bank/café in Boston’s Back Bay

Congrats Capital One - We know it wasn't straight forward, but it was extremely fun helping you brainstorm the roll out with you whilst...

Read More…
unknownx500

0 2 0

BMO closes the door on bitcoin businesses

Canadian finance minister Jim Flaherty, has singled out bitcoin as a threat to financial stability. ‘It is important to continually...

Read More…
unknownx500

0 1 0

Banking Startup Simple Acquired For $117M by BBVA

Not quite Whatsapp, but a nice little FinTech earner for those involved..

Banking startup Simple has been acquired, the company announced today. The acquiring company, BBVA, is a 150-year old financial services...…

Read More…
unknownx500

0 1 0

Things that are cheaper than whatsapp

Fun Friday post... Can you add any more to this Tumblr blog?

Hubble Space Telescope The top 20 Football Teams Iceland American Airlines The GAP

unknownx500

0 1 0

Look to Beirut for startup capital?

FED, SEC fumble small business as Beirut banks fund startups

Maybe it is time for a page from another central bank’s playbook? How about one from Lebanon’s Central Bank? Circular 331 permits our...…

Read More…
unknownx500

0 1 0

Why all content marketers should be shot.

As we build out our own blog here at FinTech Collective I have found the wise words of Dominic (a fellow Welshman) really helpful ;-)

All you need to know Here’s all you need to know about content. Everything else? Ignore it. Do not pay any attention to anything...…

Read More…

0 1 0

Debt as a new financing options for startups and small businesses

Debt is cheaper than equity, but many young business don't have access to affordable debt until now.

Those looking to grow need to fuel that growth. At some point this requires cash. The choice is whether to fuel growth out of the cash...…

Read More…
unknownx500

0 2 0

Sberbank CEO, Herman Gref, lends support to Bitcoin

A polarizing topic...

Here's one supportive view, along with two dissenting views from JPM's Jamie Dimon and MasterCard's chief, Ajay...

Read More…
unknownx500

0 1 0

Industry Matters

Which startups are more likely to secure Series A financing?

Search, transportation, finance and analytics startups have the best rates of Series A financing. On the other hand, startups in the...…

Read More…
unknownx500

0 1 0

What s'up? Not much...just $345M per employee paid for Whatsapp!

Here are the facts...and five perspectives on the deal.

The company, founded in 2009 by Ukrainian Jan Koum and American Brian Acton, reached 450 million users faster than any company in...…

Read More…
unknownx500

0 1 0

Crowdsurfing the finovation wave

Is Finovate really showcasing 'grazing edge' innovation these days or only the companies that can (or want to) pay $7.5k to pitch their...

Read More…
unknownx500

0 1 0

Should traditional banks worry about new service providers?

Telecom service providers, the U.S. Postal Service and others are starting to offer traditional banking products.

The wireless carrier T-Mobile announced in late January that it would offer a simple suite of a cheque account, bill-payment service and...…

Read More…

0 1 0

Can and should the US Postal Service help the under banked?

The US Postal Service is looking to save itself by providing banking services to the under banked and under served communities. Will this...

Read More…

0 1 0

DocuSign Shoots for Valuation Above $1 Billion and GoPro Cameras files to go public

We love DocuSign at FinTech Collective, but had no idea it was 10yrs old, had 650 employees and was worth $1.5B.. Good on em'..

Also...

Read More…
unknownx500

0 1 0

Russian angel investment grew 4x in 2013

A list of the top 15 Angels in Russia - Maybe we should meet them?

Tapping into a wide variety of open information sources, the partners found in their report that Russian business angel investors had put...…

Read More…
unknownx500

0 2 0

Eagle Scout. Idealist. Drug Trafficker?

A great Sunday afternoon read on Silk Road, its founder (now "living" in Brooklyn) and Bitcoin

Today, Mr. Ulbricht awaits trial in the Metropolitan Detention Center in Brooklyn.

unknownx500

0 1 0

Finovate Europe 2014

Another Finovate Europe is in the books. Here are some of the trends and highlights captured by Benjamin Ensor from Forrester research....

More people are focusing on the small business opportunity. There were far more companies proposing to help small businesses manage their...…

Read More…
unknownx500

0 2 0

Bitcoin Mining: The Basics.. Get ya Rig On!

Here is a great article that should help you get your Bitcoin mining chat up to scratch.. Whether it's a Bitcoin "Rig"; kilohash per...

Read More…
unknownx500

0 1 0

Increased Scrutiny on Data Brokers Who Collect and Sell Leads to Lenders

Bright line (which there's not likely to be one) focuses on the ~4000 data brokers in the US who generate $156B in revenues and who may...

Read More…
unknownx500

0 1 0

CFPB focusing in on terms between University and Affiliate Card providers

CFPB Identifies Problematic Terms in Bank / University Affinity Arrangements. The CFPB has focused on affinity (joint marketing)...…

Read More…
unknownx500

0 1 0

No venture capital in Spain? Not for long.

off the back of a recent trip to see the former CEO of one of Spain's leading banks and the founder of Spain's hottest new venture...

Read More…
unknownx500

0 1 0

6 of Britain's Best FinTech Businesses

We'll be watching and hopefully adding portfolio companies in to the FinTech50, a new listing of Europe’s most exciting financial...

Read More…
unknownx500

0 1 0

There are no computer science teachers in NYC

We need to take a leaf out what the Govt. in the UK has done to combat this... In just under a year, England will become the first...

Read More…

0 2 0

Recap of NY State Regulator Hearing on BitCoin

Before the hearing, the first question (the Department of Financial Services) asked was "Do we need to create a BitLicense?" So it struck...…

Read More…

0 1 0

10 Rules For Disruptors In The Financial Services Industry

This is pretty good chat for a VC..

Rule #1: Unlock Economic Value; Rule #2: Champion the Consumer; Rule #3: Serve The Underserved;

Read More…
unknownx500

0 1 0

Church Wants to Put Wonga Out of Business

The Archbishop of Canterbury has warned the payday loans company Wonga that the Church of England aims to drive it out of business with...

Read More…
unknownx500

0 1 0

New Frontier of Investing is Emerging

There’s a new frontier of investing emerging, one I believe blends trusted tradition with digital tools. I think about some of the...…

Read More…
unknownx500

As a free user, you can follow Passle and like posts.

To repost this post to your own Passle blog, you will need to upgrade your account.

For plans and pricing, please contact our sales team at sales@passle.net

Repost successful!

View the repost

Repost successful!

Your repost is currently a draft. Review your repost and request approval.

Something went wrong whilst reposting - please try again.

Sorry - this is not an option. This post already exists in the Passle you have selected.

Try reposting to another Passle.