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RBS and Lloyds ‘squeeze customers hardest’

Could it be that Her Majesty The Queen own's them or are they just pulling a fast one? Figures show the state owned banks are guilty of...

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MBA Talent Flees Wall Street for Tech

In the last six years, theirs been a 32% decrease in the number of graduates from Stanford and HBS going into finance. Where have they...

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Did Russia hack JPMorgan and other banks?

In April, JPMorgan was singled out for criticism when it blocked a payment from a Russian embassy to the affiliate of a U.S.-sanctioned...

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How do you insure in the sharing economy?

Interesting question right? This article starts to ask the question by re-telling some of the problems founders in the sharing economy...

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In Africa a Bright Idea in Banking Leaves a Trail of Ruin

Leon Kirkinis co-founded African Bank in 1999 and built it into an African powerhouse on the back on uncollateralized loans. This week...

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Twitter Is Working With Stripe on Its Commerce Initiative

Re/Code broke the news that Twitter was in discussion with Stripe to allow users to make purchases right from a tweet! Whilst Stripe is...

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Kiwis Build Digital Banking's High-Speed Rails

Westpac in New Zealand is overhauling its IT infrastructure as it tries to become the No. 1 digital bank in that southwestern Pacific...

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PayPal spinoff would slice eBay in half

EBay CEO John Donahoe has resisted demands by activist investor Carl Icahn to hive off the payments service, saying PayPal was integral...

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Xignite's lessons about fintech API design

Xignite discloses their API best practices for fintech developers. Poorly designed software never stands the test of time. APIs are...

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Coin announes additional delays, backers not happy

What is the best way to upset backers of a crowd funded project? Do what Coin did last Friday. Coin – the credit card to replace all...

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Square Is raising $200M at a $6B valuation

Square is cashing in on the tech funding boom. The company is clawing its way towards profitability, but the competition is strong with...

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Payday mayday in South Africa

As the Economist points out, a boom in consumer credit in South Africa has run its course with African Bank's demise. The figures are...

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Talent wars: Silicon Valley vs. Wall Street

Several Wall Street banks recently announced that they are increasing junior level salaries by 20% (~$85k) and scaling back on 100...

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Cash is a pain in the ass: Blackpool donkey goes contactless

Barclaycard and Dillon the Donkey have teamed up to beat London Transport to contactless payments. If Apple make NFC a part of their...

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Safello Enables Charitable Donations With Bitcoins

Interesting thought that bitcoin can help charities run free, or certainly cost effective, global campaigns.

As Frank Schuil, CEO,...

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Real Time Charitable Giving

A fascinating piece of research from Pew Research on real-time giving from mobile devices. The rise of the smartphone has now given us,...

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Innovation and Impact: APDS Establishes B-Corp Status

When a founding team transcends solving a problem solely in the pursuit of profit, they enter the rarefied air of enduring brands - and...

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Changing the way charities raise money

Here Fred Wilson blogs about how he went from being thoroughly dismissive to a huge buyer of how CrowdRise is disrupting the way...

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Can a Company Pursue Profit and Purpose?

There are now more than a thousand B corps in the U.S., including Warby Parker, Patagonia, Etsy, and Seventh Generation.

FinTech...

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Save the Frogs! The Rise of Micro Affinity Credit Cards

At Serverside we built a business that allowed US charities to create their own branded affinity Visa credit card. Like the ALS...

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After A Series Of Maintenance Glitches BBVA's Simple Rolls out its rebuilt App

Nothing revolutionary in this new iteration, but the reviews say it's beautiful! At least it's still alive and kicking inside BBVA.

After a particularly painful period of “scheduled maintenance” saw customers at online bank Simple losing access to their funds for a...…

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The Eyeball Selfie For Secure Banking, EyeVerify Gets $6 Million

Scary picture, but some interesting tech that pattern-matches the blood vessels within the sclera to verify it's you!

Banking is now in the eye of the beholder. That’s literally for EyeVerify. This new kind of ID verification tech lets you simply hold...…

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Is ACH on its way out?

The Automated Clearing House (ACH) Network is the backbone for the electronic movement of money and payment-related data in the US. It...

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Millennials Say ‘Venmo Me’ to Fuel Mobile-Payment Surge

First, they ditched land telephone lines. Then they cut the cable-TV cord. Now, millennials are chucking their checkbooks and cash. NY...

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UK Payday loan middlemen complaints 'more than double'

Complaints about payday loan middlemen in the UK - so-called credit broking websites - have more than doubled in the last year,...

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McKinsey Report on Asia's Digital-Banking Boom

It's a lengthy report that sound familiar: "A generation of digital-banking customers is rising across Asia. They will want full...

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Banks Vie for a Piece of Africa's Mobile Banking Market

Fewer than a quarter of Africans have a bank account, the World Bank says, but 40% have a mobile phone. That has made the continent...

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Inside a Chinese Bitcoin Mine

Just two years ago the author of this article knew guys mining tons of bitcoins per day with just a couple dozen GPU units in their...

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U.S. Banks start to offer pot entrepreneurs bank accounts

Pot entrepreneurs have had a tough time opening bank accounts following the legalization of the drug in some States. Now 100 of them...

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New Amazon mPOS undercuts Square and PayPal

Amazon, a competitor to almost every merchant, has rolled out it's own small merchant mobile point of sale solution. It will be...

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Gemalto buys SafeNet for $890M

GTO shares are down 10% this year on growth prospects. This could be a pretty savvy buy after several recent high-profile data...

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The logic of crazy valuations

TechCrunch points out three dynamics in the industry to explain how startups are able to secure high valuations in today's market:

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San Francisco 49ers join Wealthfront

The 49ers realizing that their players are young, rich and financially uneducated are using Wealthfront to educate their employees.

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Google UK boss quits to set up a fintech investment fund

The UK continues to attract investors looking for fintech startups. Google UK managing director Dan Cobley is quitting the internet...

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Wall Street Adapts to the New Reality

As one person said to us recently, the forward-thinking leaders know that the secular change underway is going to unfold on their watch.

Four years after the Dodd-Frank financial law became reality, Washington's regulatory machine is altering Wall Street in fundamental...…

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Openfolio wants to be the Yelp of investing

Openfolio, a FinTech Collective portfolio company, is creating a wealth management social network that allows users to link an anonymized

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Millennials: Who they are and why we hate them

At FinTech Collective we routinely talk about Millennials (Born 1980-2000) and how this population is different from Baby Boomer and...

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Vogogo raises $8.5m to bring crypto payments to the U.S. and EU

Vogogo isn’t a new company. The payments processor has been around for about 13 years and is currently processing $75 million in...

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Barclays Brings Biometric Banking to the High-street

So Siri is useful after all! Barclays uses passive-voice biometrics to improve service and reduce call times by 15%

The software, called ‘Nuance FreeSpeech’ comes from the Stamford Research Institute – the same folks who created Siri before Apple bought...…

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Westpac NZ develops augmented reality mobile app

Go Kiwi's - Westpac New Zealand is preparing to launch an app that uses augmented reality to let customers get account information on...

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Activehours - Free payday loans.

As noted by PYMNTS - Activehours has launched and allows workers to borrow as much as $100 per day against what they have already...

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New Square Reader Accepts EMV Chip-Enabled Credit Cards

In an effort to get American merchants onboard with the new (EMV) technology, Visa and MasterCard have set an October 2015 deadline for...

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Online Shopping Catches On in India: Snapdeal and Flipkart

Not only a great entrepreneurial story of failure and success, but also of the swiftly growing and evolving e-commerce market in India.

Their previous venture — a physical coupon booklet into which they had sunk their combined savings — flopped in just months. And online...…

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Credit Karma rolls out free weekly credit reports

FREE, no strings attached full credit reports are now available via Credit Karma. The Company has partnered with TransUnion to provide...

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You can now donate bitcoin to Wikipedia

Beggars can't be choosers when relying on donations, therefore Wikipedia is following the pack and joining the list of companies that...

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