Currently being beta tested by employees, Apple confirmed during its 2019 third fiscal quarter earnings call that it will begin accepting applications for its card in August
“Thousands of Apple employees are using the Apple Card every day in a beta test and we will begin to roll out the Apple Card in August,” Apple CEO Tim Cook said. The Apple Card will come in both a digital and a physical, titanium card form. However, it won’t use a traditional 16-digit card number, CVV code, or expiration date as a personal identifier. Instead, it will generate those numbers randomly during each transaction to keep purchases secure. The numbers are also generated on-device, with the company promising that Goldman Sachs, the creditor, won’t be able to track and see where you’ve shopped, what you bought, or how much money you spent.