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After limited beta testing, the Berlin based digital challenger bank is now launching in the US with open registration. It has also announced Shares Spaces which lets users share sub-accounts with other users in just a few taps (essentially an N26 joint account).
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Sending an invite is the equivalent of granting a power of attorney on a Space. The admin of the Shared Space is the only person who can add and remove participants to the Shared Space. So it’s not technically a joint account, as joint accounts have multiple owners.
https://techcrunch.com/2019/08/22/n26-launches-shared-spaces-and-is-now-fully-available-in-the-u-s/
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