“You know that P2P is successful when they leave money in their account because they’re going to come back,” he said. Back in 2014, when I first covered Lydia, I called it the Venmo for France — they had only raised €600,000 back then. It seems like Jhawar agrees with that take. Since then, Lydia has grown quite a lot and has expanded beyond peer-to-peer payments in various ways.

https://techcrunch.com/2020/12/16/lydia-raises-another-86-million-to-build-european-financial-super-app/