State-sponsored retirement plans are expected to swell unstintingly to billions, maybe trillions, of dollars over time as state governments, and possibly the Feds, begin to put the squeeze on employers to facilitate employee saving through a form of IRA. Vestwell stepped in and grabbed Oregon's $69m IRA plan after Ascensus dropped out over cost issues. Although the amount is small by pension plan standards--about $6 trillion in U.S. 401(k) assets and $29 trillion in total retirement assets--the account is considered a key foothold in the burgeoning state-sponsored plan market. In that sense, it's apparent why Vestwell went to the trouble.