“I can't understand budgeting if I'm in financial stress, and one of the main causes of financial stress would be clearly not having money when I'm deserving of it,” Mathews says.  Beyond overdraft coverage and emergency loans, the app offers budgeting tools, identity theft insurance, information on how to sign up for side hustles and other financial wellness tips.

https://www.forbes.com/sites/elizahaverstock/2021/01/19/this-fintech-startup-wants-to-cover-your-overdraft-fees-and-it-raised-35-million-in-series-a-funding/?sh=42415b7b2aff