When the team at Morgan Stanley created the virtual assistant, it had two goals: to help people in research and sales be more efficient and to make the information in the company’s research reports more discoverable to internal and external clients. Eventually, they want to make the bank’s research omnipresent — in other words, have it follow people around as they’re doing other things. But while the bot can do some of the tasks of a junior analyst, it is certainly not meant to replace them.