It’s not yet clear what Apple has planned for Credit Kudos. The company has made significant inroads into financial services over the years through its Apple Pay mobile wallet and the Apple Card, a credit card the firm launched in partnership with Goldman Sachs in the U.S.
The company operates in a nascent space in the world of fintech known as “open banking,” where third-party firms securely link to people’s bank accounts to extract information and make payments on their behalf, provided they’ve got consent to do so.
https://www.cnbc.com/2022/03/23/apple-buys-uk-fintech-start-up-credit-kudos.html