Clients are able to transfer existing pensions from other providers, with the option of consolidating all of their personal pension pots into one online account, which accessible online. Nutmeg will instantly add the 25% government top-up onto clients' net personal monthly contributions.  The group said that this process will ensure that clients benefit immediately from the top-up, as it could otherwise take up to eight weeks to receive the refund from HMRC and Nutmeg pointed out that this can mean missing out on market performance.

http://citywire.co.uk/wealth-manager/news/nutmeg-aims-to-shake-up-sipps-with-pension-launch/a799454?ref=wealth_manager_all_stories_list