If she were president would Hillary Clinton create or restrict opportunities for fintech startups and incumbents? In an op-ed for the NY Times, she gave some insights on her plans to rein in financial services. Hillary wrote, "As president, I would not only veto any legislation that would weaken financial reform, but I would also fight for tough new rules, stronger enforcement and more accountability that go well beyond Dodd-Frank."
First, we need to further rein in major financial institutions. My plan proposes legislation that would impose a new risk fee on dozens of the biggest banks — those with more than $50 billion in assets — and other systemically important financial institutions to discourage the kind of hazardous behavior that could induce another crisis. I would also ensure that the federal government has — and is prepared to use — the authority and tools necessary to reorganize, downsize and ultimately break up any financial institution that is too large and risky to be managed effectively. No bank or financial firm should be too big to manage. My plan would strengthen the Volcker Rule by closing the loopholes that still allow banks to make speculative gambles with taxpayer-backed deposits...
http://www.nytimes.com/2015/12/07/opinion/hillary-clinton-how-id-rein-in-wall-street.html?_r=1