Student debt levels have sky rocketed over the last decade. Fast Company provides an interesting perspective on which cities and states have the highest student debt levels. One finding from the report was people with higher rates of debt are less likely to default.
The rate of student debt has quadrupled over the last 12 years and, at $1.3 trillion, now exceeds every other form of consumer debt aside from mortgages. Today's students and graduates have huge liabilities as they start their careers, which we must remember is a burden that previous generations barely had. The maps here plot that debt by ZIP code. You can see which cities, regions and states have the greatest amounts and also which areas have the greatest rates of default. They're based on data from credit scorer Experian and the American Community Survey and were created by the Washington Center for Equitable Growth, Generation Progress, and Higher Ed, Not Debt.
http://www.fastcoexist.com/3054399/mapping-the-staggering-sorry-state-of-us-student-debt