Venture capitalists, private equity firms, corporates and a number of other players have poured an unprecedented amount of money into global financial technology (fintech) start-ups. More than $50 billion has been invested in almost 2,500 companies since 2010 as these innovators redefine the way in which we store, save, borrow, invest, move, spend and protect money. This report analyses the latest global fintech trends, discusses the challenges and opportunities that fintech companies pose for banks, and looks at how the Google, Apple, Facebook, Amazon and Alibaba (GAFAA) are redefining the landscape and the pervasiveness of technology platforms.

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