“With M-KOPA’s model, everybody is welcome. There’s no upfront scoring; if you can pay the upfront deposit, that’s all we require. And then you’re into a relationship where consumers can get the solar system or smartphones which irrespective of the market, whether you’re in Lagos or semi-urban Nairobi, can immediately put those to enhance their businesses.”

https://techcrunch.com/2022/03/01/m-kopa-raises-75m-as-it-clocks-2-million-customers-across-four-african-markets/