“You see local merchants on the street and kiosk vendors accepting Pix. The new way to donate on the street is Pix. People may not have a place to sleep, but they have a Pix account. It’s pretty incredible. We’ve seen something similar in India with UPI, and Blik came out [in Poland] and created its own trend.”

https://www.pymnts.com/news/payments-innovation/2023/how-the-last-five-years-will-shape-the-next-five-years-of-payments-innovation/