“The challenge for borrowers is that in the last year there have been more changes to student loan policy and student loan rules than there have been for the entire decade before. The changes are confusing and very bespoke to the type of loan you have, which for the average person, might be a dozen loans: some from private banks, some from the federal government and some issued to you as a borrower by your parents.”

https://techcrunch.com/2023/04/25/summer-student-debt-repayment-fintech-6m-series-a-extension/