“The UK is a clear outlier when compared to other advanced economies like the US and Denmark. The market is in dire need of reform at a time when homeowners are battling a range of challenges, whether that be first-time buyer affordability, those remortgaging in a higher rate environment or those looking for greater choice and flexibility in later life."

https://www.altfi.com/article/uk-neobank-perenna-raises-usd52m-funding-round-ahead-of-mortgages-launch