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With most Americans badly underprepared for what could be 30 years or more in retirement, the gains are good news. The bad? More than 40% of full-time workers don’t have access to workplace retirement savings plans, and nearly 50% of workers don’t get matching contributions from employers, according to the Economic Innovation Group.
Fidelity’s analysis covered 26,000 corporate defined contribution plans and 24 million accounts as of Sept. 30. Data for 403(b) plans covered 10,800 plans and 8.9 million plan participants as of Sept. 30.
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