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The study uses data from UK Biobank, which tracked more than 500,000 volunteer participants over more than a decade to obtain risk insights based on metrics such as daily step counts, minutes of inactivity or vigorous movement, average heart rates and daily sleep duration.
Consumers already choose to share their wearable data with apps and fitness platforms every day, Klarity’s founder and chief executive Will Cooper said. He said the potential availability of such data means that “insurers are now able to better stratify risk and enhance underwriting precision.”
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