The new Plaid LendScore provides a more complete financial picture by accounting for variable income, fluctuating expenses and financial activity that is spread across multiple platforms.
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Plaid introduces credit risk score based on real-time cash flow data
“As open banking continues to scale in the U.S., credit scoring will only get smarter,” Young wrote in the post. “We’ll continue evolving our model to reflect how borrower behavior changes, so you can stay one step ahead of risk.”
