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The new score, an update of FICO’s UltraFICO Score, will rely on traditional data compiled by FICO and augmented by cash flow data collected by Plaid. FICO is known for its score used by lenders to decide a borrower’s creditworthiness, while Plaid’s business is helping consumers connect online financial data across banks, FinTech apps and brokerages, the release said.
“By bringing together FICO’s trusted credit score intelligence with Plaid’s cash flow data, we’re creating the foundation for more comprehensive lending decisions,” Julie May, vice president and general manager of B2B scores at FICO, said in the release.
https://www.pymnts.com/partnerships/2025/fico-plaid-add-cash-flow-data-credit-scores/
