The company also differs from other banks in some pretty significant ways. Chiefly, it doesn’t distinguish between a checking and a savings account. Any bank account opened with the company will earn interest based on savings rate. HMBradley will also offer one-click free credit scoring and will have a network of 55,000 no-fee ATMs available for its customers through the STAR ATM network.

https://techcrunch.com/2019/11/06/la-is-fast-becoming-a-fintech-hub-as-hmbradley-launches-another-west-coast-challenger-bank/