“It’s a huge opportunity for us if we are able to provide all the products that you need in one app, but the app is highly personalized to your needs,” Revolut CEO Nikolay Storonsky said in a July phone interview.

https://www.cnbc.com/2020/10/12/european-fintech-giant-revolut-is-close-to-applying-for-a-bank-charter-in-california.html