“You have high rates, the spreads are crazy and it’s almost impossible for small and medium companies to access additional capital at a reasonable price,” CEO Müller told TechCrunch.  Monkey’s goal, he said, is to solve SMEs frustrations by creating “a competitive environment that brings multiple financial institutions onto Monkey’s platform to compete for the purchase of SMEs’ receivables with top tier buyers.”

https://techcrunch.com/2021/02/04/brazils-monkey-nabs-6m-series-a-for-financial-marketplace/