“We report quarterly to national authorities and are a fully regulated bank so do all the things you expect to see from public companies such as risk control and compliance,” he told TechCrunch. “We’re reaching a point for it to be a natural evolution for the company to IPO. But we’re not preparing to IPO anytime soon.”

https://techcrunch.com/2021/06/10/fintech-giant-klarna-raises-639m-at-a-45-6b-valuation/