“We also recognized we were operating in a very risk-averse region when it comes to credit and that we had to prove how we were mitigating the various risks associated with banking an unbankable person. This actually forced us to have all of our technology down to a T since the beginning.”

https://techcrunch.com/2022/02/25/peruvian-startup-leasy-secures-17m-in-debt-equity-to-provide-auto-loans-to-ride-hailing-drivers-in-latam/