If you're in San Francisco, perhaps you waved your smartphone over a payment terminal; if in London, maybe you momentarily tapped your funky-looking wristband on it; if in Nairobi, you probably just sent a text message. And if you're in Lund in Sweden, maybe you simply swiped your palm.
Whether it's via contactless cards and mobile phones, or even wearable gadgets and biometrics, new ways of paying and spending are increasingly muscling their way into the mix, leading to a rise in cashless transactions.
http://edition.cnn.com/2014/08/21/tech/how-well-pay-for-things-in-the-future/index.html