We have been following the growing number of Wall Street veterans who have left the suites and large corporation to join growing fintech startups. P2P Insurance startup, Lemonade has shown that the shift from financial tycoons to startups is necessary in the insurance industry as well. Hiring 4 veterans from carriers ACE and AIG will provide the company with the insights it needs into the insurance industry. But is this the recipe for insurance tech success - techies reaching out with their vision to industry leaders? Is it enough to be taught about insurance in order to innovate the industry? Or perhaps we will be seeing more veterans "drop out" of their comfy offices and tackle insurance disruption themselves.