Out in front is Halifax with a net gain of 31,181 customers in the fourth quarter of 2015. People must have been tempted by the bank’s £100 switching bonus as well as the benefits of its Reward Account, which pays you £5 every month that you pay in £750, stay in credit and pay out two different direct debits. You can also earn cashback on certain offers when you spend with this debit card. The next big winner is Nationwide, which gained 26,150 customers overall between October and December 2015.

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