But, according to TechCrunch, it doesn’t sound as groundbreaking as the company thinks! With their Groupama Banque acquisition behind the offering, features seem similar to many of the other tech led neobanks.
Just like N26, Revolut and others, you’ll be able to control your payment card directly from your phone. Transactions will show up instantly in the app and you’ll be able to block and unblock the card in a couple of taps in case you can’t find it. You’ll also be able to send money with a text message. So you can expect a peer-to-peer payment service like Lydia, Venmo, etc. Finally, Richard hinted at NFC payments with your phone. Orange already supports NFC payments on Android with Orange Cash, and using Apple Pay on iOS.
https://techcrunch.com/2017/04/20/orange-is-launching-a-bank-because-reasons/