Initially it has started out offering payment options targeted at workers in central parts of capital city Jakarta. Behind the simplicity of scan-to-pay, Pundi Pundi offers a micro-credit systems that lets its users keep a balance of under $40 that can be used with its 600 plus merchants, which span convenience stores, noodle sellers and hawker centers. The balance can be paid, or credit added, via bank transfer, ATM and over the counter at stores. The aim is to get urban workers comfortable with digital payments with a view to introducing additional services further down the line. Pundi Pundi co-founder Danny Lim told TechCrunch that the company has racked up over 100,000 registered users, of which around 20,000 are actively using the service on a daily basis.

https://techcrunch.com/2017/08/23/pundi-pundi-qr-code-payment-scan-indonesia/