Fintech lenders, who run platforms designed to disburse relatively small loans to individuals and small businesses, are viewed by Indonesian authorities as part of the solution to a $73 billion yearly shortfall between the country’s estimated financing needs and the amount banks provide. The sector is still growing quickly. Indonesia's 64 registered fintech lenders disbursed $534 million between January and the end of July while earlier this month, Go-Jek, the country’s biggest online platform, partnered with three local peer-to-peer lenders as part of its move deeper into fintech, or financial technology.

https://www.nytimes.com/reuters/2018/09/21/technology/21reuters-china-p2p-indonesia.html