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Monzo's CEO and Founder Tom Blomfield thinks "the US financial system is a decade behind Europe." pointing out that "It’s very hard to send money from one US bank account to another.” whereas in the UK, a Faster Payments Service (FPS) has existed since 2008, and it lets you transfer from one account to another in seconds.
Halifax recently went one step further, unveiling a new brand identity. It’s clearly inspired by Monzo, and Halifax even seems to have used Monzo’s card as a template and forgotten to remove Monzo’s bank identification number (BIN) from its design. “It’s great to see your updated brand identity, but it looks like you forgot to update [a] couple of things,” quipped Blomfield on Twitter, highlighting Halifax’s embarrassing mistake.
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