"Ghost Financial is also developing API integrations with point-of-sale systems, like Toast, and delivery apps, like DoorDash, so it can pull metrics that represent areas including operational health and efficiency, hourly and daily sales, average food preparation ties, ratings and reviews to determine credit limit and provide an instant loan decision."

https://techcrunch.com/2022/04/05/ghost-financial-whips-up-new-capital-into-finance-tools-for-ghost-kitchens/