“Tyme has continually pushed forward the evolution of banking. Tyme was the first bank in South Africa to be operated fully off a cloud-based infrastructure network and now makes it possible to open a fully regulated bank account in less than five minutes, which can be done online or from a TymeBank kiosk."

https://techcrunch.com/2023/05/23/south-african-challenger-bank-tymebank-raises-77-8m-from-norrsken22-and-blue-earth-capital/