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Since 2016, Ocrolus has built the cash flow analytics infrastructure that powers credit scoring models for more than 175 funders. Trained on over 15m applications, Ocrolus cash flow analytics have become the de facto language that major SMB funders and capital providers use to interpret bank data. By uniting the industry around a shared set of standardized cash flow metrics, Encore allows trusted counterparties to instantly share deals, resulting in faster funding decisions, stronger partnerships and broader access to capital for small businesses.
"Lenders have long relied independently on Lendio for SMB flow and Ocrolus for data standardization and cash flow analytics," said Trent Miskin, Co-founder and CPO at Lendio. "Encore allows our firms to drive a more streamlined experience that eliminates data-processing duplication, shortening speed to offer and improving the embedded experience that SMBs are demanding."
