One of the best ways to fuel widespread prosperity is by helping Main Street invest in itself. Crowdfunding relies on the wisdom of crowds to identify fund and unleash entrepreneurial innovation far more efficiently than the credit rules of banks can. Call it the emergence of a “world's bank” – a system built by and for the people, delivering credit in America and across the globe in a radically decentralized, highly scalable, and crucially equitable way.

https://www.linkedin.com/today/post/article/20140519233446-1213-the-world-s-bank-how-crowdfunding-is-disrupting-old-banking?curator=MediaREDEF&_mSplash=1