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In 2006, the government calculated that about 30 percent of the U.S. workforce were contractors. By 2020, that number will rise to 40 percent. Zen99 are building these freelancers some very useful tools to manage expenses, taxes and health insurance.
Unlike salaried and other full-time employees who are eligible for benefits and usually have their employers automatically deduct and submit their payroll taxes, contractors have to find and pay for their own health insurance and figure out what portion of their income to put aside for taxes. Zen99 cofounder and chief executive Tristan Zier saw this first-hand while he worked for Exec, an on-demand house cleaning service whose employees were contractors. “40 percent of the workforce [by 2020] isn’t getting the help that they need,” Zier said back in August at Y Combinator demo day. Zen99 offers tools for managing expenses and taxes, as well as options for health insurance it carefully vets. While Zen99′s tools are free for contractors, Zen99 gets commissions from the insurance it brokers to its users.
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