IoT in workers comp. insurance raises a debate about data privacy vs. safety benefits including sensors that could warn of an employee wandering into the path of a forklift or an electrician approaching an area where circuits haven’t been shut off.
Still, privacy already is emerging as “a big concern,” said Thomas Ryan, an expert in workers-comp issues at Marsh. Mr. Ryan said that to put wearables into use in their workers-comp programs, employers would need to vet the efforts with their lawyers and in many instances may need to negotiate with unions. AIG said in a statement that it “takes the privacy of our clients and their employees very seriously. And we consider the protection of data one of our highest priorities.” It said its focus is on aggregating data “to help make work sites safer for all employees.”